Privacy Policy – Vitalsurance

Vitalsurance is committed to maintaining your confidence and trust as it relates to the privacy and use of your information. Please read below and learn how we collect, protect, share, and use your information as part of our technology platforms, and all of our products and services. This privacy policy applies to this site, www.vitalsurance.com, and all other websites owned and operated by us on which this privacy policy is displayed (such websites referred to hereafter as the “Site”, whether individually or collectively). This policy does not apply to websites that post different privacy statements.

1. Information We Collect

a. Personally Identifiable Information: We collect personally identifiable information that can identify you such as your name, address, telephone number, mobile number, email address and zip code, (collectively, “Personally Identifiable Information” or “PII”). PII could also be information you provide concerning others, such as family members. b. Non-Personally Identifiable Information: We also collect information such as demographic data, data about your online activity, data about your income, and other information which could not be used to identify you (including your smoker status, which is used for the limited purpose of providing you with more accurate insurance pricing information) (collectively, “Non-Personally Identifiable Information” or “NPII”). c. Information: PII and NPII are known together as “Information”.

2. How We Collect Information

a. Information provided by you: Information is collected from you when you enter information in connection with an inquiry into our services. This Information could be provided via an online form, over the phone, or via other means through which you interact with our services. b. Information from service providers: Information is also purchased or otherwise collected from third party service providers who may have access to your Information. These third party service providers include our publisher partners to whom you may have submitted your Information. If we acquired all or some of your Information from one of our publisher partners we will use that Information consistently with this privacy policy. We do not control how your Information may be used by the publisher partner to whom you submitted it. c. Information from cookies and other tracking technologies: Like many websites, we use cookies, web beacons, and similar technologies to record your preferences, track the use of our Site and collect information. This information may include but is not limited to internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. Cookies are used for different purposes. They allow you to be recognized as the same user across the different pages of a website, between websites, or when you use an app. Our Site and/or apps use cookies for different purposes: Technical Cookies: We try to give our visitors an advanced, user-friendly Site and apps that adapt automatically to their needs and wishes. To achieve this we use technical cookies to show you our Site, to make it function correctly, to create your user account, to sign you in, and to manage your bookings. These technical cookies are absolutely necessary for our Site to function properly. Functional Cookies: We also use functional cookies to remember your preferences and help you use our Site and apps efficiently and effectively. For example, these cookies remember your preferred currency, language and your searches. We may also use cookies to remember Information you have provided previously. These functional cookies are not strictly necessary for our Site to work, but they make it easier to use and enhance your experience. Analytics Cookies: We use these cookies to gain insight into how our visitors use the Site. This means we can find out what works and what doesn’t, optimize and improve our Site or apps, understand the effectiveness of advertisements and communications, and ensure we continue to be interesting and relevant. The data we gather can include which web pages you’ve viewed, which referring/exit pages you’ve entered and left from, which platform type you’ve used, which emails you’ve opened and acted upon, and date and time stamp info. It also means we can use details about how you interacted with the Site, like the number of clicks you make on a given page, your mouse movements and scrolling activity, the search words you use, and the text you enter into various fields. We use analytics cookies as part of our online advertising campaigns to learn how users interact with our Site or apps after they’ve been shown an online advertisement. This may include advertisements on third-party websites. Analytics cookies may also be used to enable our business partners to learn if their customers use offers integrated into their websites. Commercial Cookies: We use third-party cookies as well as our own to display personalized advertisements on our websites and on other websites. This is called “retargeting,” and it’s based on browsing activities like the types of health insurance you’ve been searching for.

3. How We Use Your Information

Vitalsurance may use your personal information collected through our Sites for various purposes, including: - Communicating with you, including responding to your requests for information and other inquiries. - Improving our Sites and facilitating your user experience. - Monitoring our Sites and analyzing usage trends and user activities. - Processing your claims and other transactions. - Marketing our products and services. - Preventing, investigating, identifying, or taking other actions with regard to suspected or actual fraudulent or illegal activity or activities that violate our policies Complying with applicable laws, regulations, legal processes, industry standards, and our company policies. - For any other purpose with your consent.

4. How We Share Your Personal Information

Vitalsurance may share your personal information with our affiliates, business partners, and vendors that provide services on our behalf. These third parties are not meant to use personal information except for the purpose(s) for which the personal information was provided. Vitalsurance will not sell, rent, license, or trade your personal information to third parties for their own direct marketing use unless we receive your consent to do so. All information you provide to Vitalsurance through our Sites, including medical information and other sensitive personal information, may be communicated by phone, fax, or email to a healthcare provider designated by you. This information may be shared whether or not you are ultimately seen by that healthcare provider. We reserve the right to share your data with our trusted 3rd party marketing partners. These partners may market to you via email or through other channels, products or services that might be of interest. Vitalsurance may share your personal information in response to a subpoena or similar investigative demand, a court order, a request for cooperation from a law enforcement agency, self-regulatory body, or other governmental agency; to establish or exercise our legal rights; to defend against legal claims; to respond to any complaint; or as we reasonably believe is required by law. In such cases, we may raise or waive any legal objection or right available to us.

5. Unsubscribe

If at any time you do not wish to receive communications from Vitalsurance / Vitalsurance.com, you may opt out by following the instructions included in any communication received from us. In addition, you may email info@vitalsurance.com to unsubscribe. If you opt out, we may still send you non-marketing emails. Non-marketing emails include emails about our business dealings with you.

6. Changes To This Privacy Policy

Vitalsurance.com has the discretion to update this privacy policy at any time. When we do, we will revise the date at the top of this page. We encourage you to frequently check this page for any changes to stay informed about how we are helping to protect the Information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

7. Compliance with Children’s Online Privacy Protection Rule

We do not knowingly collect, use or disclose personally identifiable information from anyone under 13 years of age. If we determine upon collection that a user is under this age, we will not use or maintain his/her PII without the parent/guardian’s consent. If we become aware that we have unknowingly collected PII from a child under the age of 13, we will make reasonable efforts to delete such information from our records.

8. Your Consent

By using our Site, you consent to this privacy policy. If you do not agree to this policy, please do not use any portion of the Site. By providing your contact information to us through the Site, you are registering to receive communications from us directly, on our website or through a third party. We will periodically send you newsletters and other e-mails with offers and promotions. You may opt out of commercial e-mails from us by following the instructions in the e-mail or contacting us at the e-mail address below. Further, by providing your contact information through the Site, you are authorizing us to share your Information with third-party vendors as described herein. Whether you are contacted by us, or a third party on our behalf, you agree to be contacted through the use of emails or, subject to your express opt-in at time of providing your PII, on your landline or mobile phone by live operators, automated telephone dialing systems, pre-recorded messages, and/or text messages regardless of whether you have placed your name or telephone number on a Do Not Call list. You may stop receiving calls and text messages by following the instructions in those messages. Please note that a stop request will only apply to the specific entity to whom such request is directed.

9. How To Contact Us

If you have any questions about this privacy policy, the practices of Vitalsurance.com, please contact us at:

Vitalsurance

4700 Sheridan St. Suite J - Hollywood, FL 33021 | Office: +1 786 923 0276 Mobile: (305) 766 3657 | info@vitalsurance.com

Privacy Policy – Vitalsurance

Vitalsurance is committed to maintaining your confidence and trust as it relates to the privacy and use of your information. Please read below and learn how we collect, protect, share, and use your information as part of our technology platforms, and all of our products and services. This privacy policy applies to this site, www.vitalsurance.com, and all other websites owned and operated by us on which this privacy policy is displayed (such websites referred to hereafter as the “Site”, whether individually or collectively). This policy does not apply to websites that post different privacy statements.

1. Information We Collect

a. Personally Identifiable Information: We collect personally identifiable information that can identify you such as your name, address, telephone number, mobile number, email address and zip code, (collectively, “Personally Identifiable Information” or “PII”). PII could also be information you provide concerning others, such as family members. b. Non-Personally Identifiable Information: We also collect information such as demographic data, data about your online activity, data about your income, and other information which could not be used to identify you (including your smoker status, which is used for the limited purpose of providing you with more accurate insurance pricing information) (collectively, “Non-Personally Identifiable Information” or “NPII”). c. Information: PII and NPII are known together as “Information”.

2. How We Collect Information

a. Information provided by you: Information is collected from you when you enter information in connection with an inquiry into our services. This Information could be provided via an online form, over the phone, or via other means through which you interact with our services. b. Information from service providers: Information is also purchased or otherwise collected from third party service providers who may have access to your Information. These third party service providers include our publisher partners to whom you may have submitted your Information. If we acquired all or some of your Information from one of our publisher partners we will use that Information consistently with this privacy policy. We do not control how your Information may be used by the publisher partner to whom you submitted it. c. Information from cookies and other tracking technologies: Like many websites, we use cookies, web beacons, and similar technologies to record your preferences, track the use of our Site and collect information. This information may include but is not limited to internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. Cookies are used for different purposes. They allow you to be recognized as the same user across the different pages of a website, between websites, or when you use an app. Our Site and/or apps use cookies for different purposes: Technical Cookies: We try to give our visitors an advanced, user-friendly Site and apps that adapt automatically to their needs and wishes. To achieve this we use technical cookies to show you our Site, to make it function correctly, to create your user account, to sign you in, and to manage your bookings. These technical cookies are absolutely necessary for our Site to function properly. Functional Cookies: We also use functional cookies to remember your preferences and help you use our Site and apps efficiently and effectively. For example, these cookies remember your preferred currency, language and your searches. We may also use cookies to remember Information you have provided previously. These functional cookies are not strictly necessary for our Site to work, but they make it easier to use and enhance your experience. Analytics Cookies: We use these cookies to gain insight into how our visitors use the Site. This means we can find out what works and what doesn’t, optimize and improve our Site or apps, understand the effectiveness of advertisements and communications, and ensure we continue to be interesting and relevant. The data we gather can include which web pages you’ve viewed, which referring/exit pages you’ve entered and left from, which platform type you’ve used, which emails you’ve opened and acted upon, and date and time stamp info. It also means we can use details about how you interacted with the Site, like the number of clicks you make on a given page, your mouse movements and scrolling activity, the search words you use, and the text you enter into various fields. We use analytics cookies as part of our online advertising campaigns to learn how users interact with our Site or apps after they’ve been shown an online advertisement. This may include advertisements on third-party websites. Analytics cookies may also be used to enable our business partners to learn if their customers use offers integrated into their websites. Commercial Cookies: We use third-party cookies as well as our own to display personalized advertisements on our websites and on other websites. This is called “retargeting,” and it’s based on browsing activities like the types of health insurance you’ve been searching for.

3. How We Use Your Information

Vitalsurance may use your personal information collected through our Sites for various purposes, including: - Communicating with you, including responding to your requests for information and other inquiries. - Improving our Sites and facilitating your user experience. - Monitoring our Sites and analyzing usage trends and user activities. - Processing your claims and other transactions. - Marketing our products and services. - Preventing, investigating, identifying, or taking other actions with regard to suspected or actual fraudulent or illegal activity or activities that violate our policies Complying with applicable laws, regulations, legal processes, industry standards, and our company policies. - For any other purpose with your consent.

4. How We Share Your Personal Information

Vitalsurance may share your personal information with our affiliates, business partners, and vendors that provide services on our behalf. These third parties are not meant to use personal information except for the purpose(s) for which the personal information was provided. Vitalsurance will not sell, rent, license, or trade your personal information to third parties for their own direct marketing use unless we receive your consent to do so. All information you provide to Vitalsurance through our Sites, including medical information and other sensitive personal information, may be communicated by phone, fax, or email to a healthcare provider designated by you. This information may be shared whether or not you are ultimately seen by that healthcare provider. We reserve the right to share your data with our trusted 3rd party marketing partners. These partners may market to you via email or through other channels, products or services that might be of interest. Vitalsurance may share your personal information in response to a subpoena or similar investigative demand, a court order, a request for cooperation from a law enforcement agency, self-regulatory body, or other governmental agency; to establish or exercise our legal rights; to defend against legal claims; to respond to any complaint; or as we reasonably believe is required by law. In such cases, we may raise or waive any legal objection or right available to us.

5. Unsubscribe

If at any time you do not wish to receive communications from Vitalsurance / Vitalsurance.com, you may opt out by following the instructions included in any communication received from us. In addition, you may email info@vitalsurance.com to unsubscribe. If you opt out, we may still send you non-marketing emails. Non-marketing emails include emails about our business dealings with you.

6. Changes To This Privacy Policy

Vitalsurance.com has the discretion to update this privacy policy at any time. When we do, we will revise the date at the top of this page. We encourage you to frequently check this page for any changes to stay informed about how we are helping to protect the Information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

7. Compliance with Children’s Online Privacy Protection Rule

We do not knowingly collect, use or disclose personally identifiable information from anyone under 13 years of age. If we determine upon collection that a user is under this age, we will not use or maintain his/her PII without the parent/guardian’s consent. If we become aware that we have unknowingly collected PII from a child under the age of 13, we will make reasonable efforts to delete such information from our records.

8. Your Consent

By using our Site, you consent to this privacy policy. If you do not agree to this policy, please do not use any portion of the Site. By providing your contact information to us through the Site, you are registering to receive communications from us directly, on our website or through a third party. We will periodically send you newsletters and other e-mails with offers and promotions. You may opt out of commercial e-mails from us by following the instructions in the e-mail or contacting us at the e-mail address below. Further, by providing your contact information through the Site, you are authorizing us to share your Information with third-party vendors as described herein. Whether you are contacted by us, or a third party on our behalf, you agree to be contacted through the use of emails or, subject to your express opt-in at time of providing your PII, on your landline or mobile phone by live operators, automated telephone dialing systems, pre-recorded messages, and/or text messages regardless of whether you have placed your name or telephone number on a Do Not Call list. You may stop receiving calls and text messages by following the instructions in those messages. Please note that a stop request will only apply to the specific entity to whom such request is directed.

9. How To Contact Us

If you have any questions about this privacy policy, the practices of Vitalsurance.com, please contact us at:

Vitalsurance

4700 Sheridan St. Suite J - Hollywood, FL 33021 | Office: +1 786 923 0276 Mobile: (305) 766 3657 | info@vitalsurance.com

© 2020 Vitalsurance | Privacy Policy